Privacy

Your data is private and never sold. We don't require linking your bank account.

What we collect

The numbers you type into the calculator (age, spending, balances, contributions, rental figures), your email address if you give it to us, and basic account details if you create one. Nothing is pulled from your bank, your brokerage, or a credit bureau.

What we use it for

Producing your results, saving your plan so you can come back to it, and sending you the emails you asked for. If you're a member, we also use it to keep your dashboard and guidance current. That's the whole list.

What we never do

We don't sell your data, rent it, or hand it to advertisers or lead-generation networks. No financial institution pays us to show you anything.

Service providers

We use a hosting and database provider to run the app, an email provider to send the messages you subscribe to, and a payment processor for memberships. They only handle what they need to do their job.

Your data, your call

You can export everything you've entered as a file, or delete your account and all of its data permanently, from your account page. Deleting is immediate and can't be undone. You can unsubscribe from any email with the link in the footer of that email.

Cookies

We use the minimum needed to keep you signed in and to remember your in-progress answers on your own device. No cross-site advertising trackers.

Questions

Email us and a human will answer. Reach out through the contact page.